Protect Your Family, Your Future, and Your Legacy
ESTATE PLANNING, WILLS & TRUSTS
Everyone owns something, which means you have an estate. It’s not just about large bank balances or property; it’s about everything you own – from your car to family treasures. But what if life takes an unexpected turn, and you’re without a plan?
If you don’t have an estate plan in place, the state has a plan for you. And it probably isn’t what you or your family want. Even if you have a will, it likely isn’t enough to keep your family out of court and conflict if you’re gone. Is that a risk you’re willing to take?
We help you create a clear roadmap for your assets and loved ones, ensuring your wishes are honored and your family is protected.
PLANNING FOR MINOR CHILDREN
We guide you in making arrangements for your children’s care and financial security, so they are protected no matter what.
If something happens to both parents and there’s no legal documentation in place, a judge will decide who takes care of your children. That could mean someone you would never choose-or even temporary placement in foster care while the court figures things out.
If you have minor children, naming guardians is essential.
LONG-TERM CARE PLANNING
We get how tough this can be for you and your family. The cost of long-term care poses a significant risk to your home and life savings, and navigating this challenge can feel daunting. Unfortunately, most private health insurance plans and Medicare do not cover long-term care costs – which can average $4,000 to $12,000+ per month in the U.S. depending on where you live and what level of care you require.
This cost could increase by over 34% by the year 2028. Will you be able to afford any long-term care expenses after retirement?
If not, we are here to help you create strategies that make covering long-term care costs manageable, all while safeguarding your assets.
SPECIAL NEEDS PLANNING
Here’s the truth: Without proper planning, access to crucial government benefits like Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), Medicaid, and Medicare can be jeopardized unintentionally by well-meaning family members. How does this occur?
When disabled loved ones receive funds directly from family or other sources, this can have adverse consequences. While the hope is to give financial support, it can actually lead to disqualification from essential benefits. Eventually, these personal funds may be depleted, and then there will no longer be funds for their living expenses.
We suggest creating a special needs trust. A special needs trust will help protect their funds without removing their access to benefits.
If you have a disabled loved one, it’s crucial to plan ahead for their future care.
BUSINESS PLANNING
Your business is a success. Your achievements have enabled you to take care of and protect your family. But… what happens if the unthinkable happens?
At the most basic level, a succession plan is a documented road map for partners, heirs and successors to follow in the event of your death, disability or retirement.
We guide you to develop a business succession plan that ensures everyone you love – from your family, to your clients, to your team – will continue on with ease and love after you are gone.
We help you protect everything you have worked so hard to create and ensure what you created continues to grow for many generations to come.
